Living the life you've dreamed of starts in your mind. If you can think it, you can do it. However, you do need a plan. We know how the story goes. If you fail to plan, you plan to fail. The only way to carry out goals is to set them and make plans to do them.
Here are five things to remember when you are trying to reach your goals.
1. Set a date to reach your goal then work on it in smaller time increments.
If you want to complete your big goal within one year, divide the year into four parts. Every three months is a check point in your progress. Divide the three-month sections into smaller chunks of time. Monthly, weekly and daily. Schedule time to work toward your goal every day. Doing this will give you small victories along the way to your big goal. For example, if you want to lose twenty pounds in a year, that's five pounds every three months. To lose five pounds in three months, you need to lose 1.67 pounds every month. That's less than a half a pound every week. Losing a half a pounds sounds like a way more realistic than twenty pounds. Make sure your daily activities are in line with your ultimate goal.
2. Be flexible.
Give yourself some wiggle room in reaching your goal. Life happens. A set back or two or three should not throw you completely off track. Adjust and keep moving forward. Baby steps in the right direction are still steps. For example, to lose a half a pound a week, you have to complete 1 hour of cardiovascular exercise 3-4 times per week and your schedule only allows you to work out in the morning. If you over sleep, don't completely forego working out. Workout for 20 minutes or 15 minutes. Something is better than nothing.
3. Apply measurable goals to your plan.
Measurable goals are very precise. You will know if you have met them or not. Saying you're going to exercise in the morning is different from deciding that you are going to get up at 5:30am and run on the treadmill for 45 minutes. Doing this will keep you much more focused on the task at hand.
4. Remember why you set the goal when things aren't going as planned.
Sometimes you get tired and discouraged for one reason or another, tapping into the reason you wanted to achieve the goal will encourage you.. For example, reaching a plateau in your weight-loss is discouraging, but it happens. That is the time to tap into why you wanted to lose twenty pounds in the first place and remember that your doctor told you have to lose twenty pounds so you do not have to take high blood pressure medication. Remember how important it is to you to stay off of medication and stay healthy for your children.
5. Get an accountability partner.
When the cat is away, the mice will play. It's easy for you to slack on personal goals when you don't have anyone to point out that you're off track. Tell someone your goal. Then share daily, weekly, or monthly progress. You accountability partner should encourage you and check in on you when you don't report any progress. People who have a work out partner are more likely to work out regularly than people who don't.
You can do anything you make up your mind to do. Set a date to reach your goal. Chop that big goal into smaller time increments. Celebrate small victories along the way. Be flexible in your routine. Baby steps are still forward movement. Remember why you set the goal to help you stay focus when you get discouraged. Have some one hold you accountable along the way.
Fancy Free, LLC. helps everyday people reach their financial and personal goals through various vehicles. Call me at (410) 929-0302 for your complimentary consultation.
Let us help you meet your goals!
honesthonestyto be honesthonesty definitionwhat is honestybeing honestdefine honesty
Just a small business owner on the journey to greatness with a husband and kids in tow. Life is teaching me many lessons. So I thought I'd share.
Thursday, March 26, 2015
Wednesday, March 25, 2015
Finding Happiness - Tips For Being Happy With Your Life
What is happiness? Happiness is satisfaction. There are no words that can accurately describe the feeling of
being happy with life just like there are no words to describe the smell of coffee. You just feel it. Just like you know that a pot of coffee is brewing. Being depressed is often considered the opposite of being happy. A chemical imbalance causes depression. Those suffering from depression take prescription drugs to help control it. However, people who have their depression under control wouldn't say they are happy.
Happiness is an inner peace and it is work to get there. Take the first steps toward finding your own happiness.
1. You are good enough just the way you are.
If you have to act in a way that makes you feel unnatural to support a relationship, any kind of relationship, that relationship is unhealthy and not for you. Be around people who love you as you are. There is a difference between a loved one encouraging or inspiring you to do better and a loved one influencing you to change who you are as a person. Eliminate these kinds of situations from your life and you will find happiness. Undergoing extensive plastic surgery is not going to make you perfect or happy with yourself. Embrace the person you are with all of your personality quirks and physical imperfections. We are all different. How boring would this world be if we were all the same?
2. Your path is your path.
Because humans are so unique, we all process things differently, learn differently, move at different paces, and like different things. Constantly comparing where you are in life to someone else's progress is a sure way to drive yourself crazy. Life takes us on roundabout paths to teach us lessons that we can apply to the next phase. Try your best to make good decisions and if things don't turn out the way you planned, it's not the end of the world. Certainly there was a chance to learn a lesson from that situation. If your plan is behind schedule a year or two or ten, that is fine too. Delaying your plan for two years is not earth shattering in the grand scheme of life.
3. Appreciate where you are in life even if you are striving for more.
There was a time when you were breaking your back to get where you are now. You went back to school to get your graduate degree so that you would qualify to get that promotion. The promotion came with an increase in salary that allowed you to buy your dream home or take that dream vacation. There is nothing wrong with wanting more but appreciate what you have now. Appreciative people are generally happy people. If you are constantly looking for the next best thing, you will never be satisfied with anything even after you get it. Be happy with what you have and you will be even more satisfied when you meet your next goal.
Being happy is a matter of being satisfied with yourself and all things about you. The feeling of satisfaction is indescribable. Be comfortable with who you are as a person. Improve yourself, but don't change your core values. Your journey is for you, enjoy it and learn the lessons it has to teach. Appreciate what you've accomplished and what you have now. The greater things to come will mean even more to you.
Fancy Free, LLC. is a lifestyle company. We specialize in finding vehicles for people to pursue their passion. These vehicles help with personal development while earning residual income. Contact us at (410)929-0302 for your complimentary consultation.
being happy with life just like there are no words to describe the smell of coffee. You just feel it. Just like you know that a pot of coffee is brewing. Being depressed is often considered the opposite of being happy. A chemical imbalance causes depression. Those suffering from depression take prescription drugs to help control it. However, people who have their depression under control wouldn't say they are happy.
Happiness is an inner peace and it is work to get there. Take the first steps toward finding your own happiness.
1. You are good enough just the way you are.
If you have to act in a way that makes you feel unnatural to support a relationship, any kind of relationship, that relationship is unhealthy and not for you. Be around people who love you as you are. There is a difference between a loved one encouraging or inspiring you to do better and a loved one influencing you to change who you are as a person. Eliminate these kinds of situations from your life and you will find happiness. Undergoing extensive plastic surgery is not going to make you perfect or happy with yourself. Embrace the person you are with all of your personality quirks and physical imperfections. We are all different. How boring would this world be if we were all the same?
2. Your path is your path.
Because humans are so unique, we all process things differently, learn differently, move at different paces, and like different things. Constantly comparing where you are in life to someone else's progress is a sure way to drive yourself crazy. Life takes us on roundabout paths to teach us lessons that we can apply to the next phase. Try your best to make good decisions and if things don't turn out the way you planned, it's not the end of the world. Certainly there was a chance to learn a lesson from that situation. If your plan is behind schedule a year or two or ten, that is fine too. Delaying your plan for two years is not earth shattering in the grand scheme of life.
3. Appreciate where you are in life even if you are striving for more.
There was a time when you were breaking your back to get where you are now. You went back to school to get your graduate degree so that you would qualify to get that promotion. The promotion came with an increase in salary that allowed you to buy your dream home or take that dream vacation. There is nothing wrong with wanting more but appreciate what you have now. Appreciative people are generally happy people. If you are constantly looking for the next best thing, you will never be satisfied with anything even after you get it. Be happy with what you have and you will be even more satisfied when you meet your next goal.
Being happy is a matter of being satisfied with yourself and all things about you. The feeling of satisfaction is indescribable. Be comfortable with who you are as a person. Improve yourself, but don't change your core values. Your journey is for you, enjoy it and learn the lessons it has to teach. Appreciate what you've accomplished and what you have now. The greater things to come will mean even more to you.
Fancy Free, LLC. is a lifestyle company. We specialize in finding vehicles for people to pursue their passion. These vehicles help with personal development while earning residual income. Contact us at (410)929-0302 for your complimentary consultation.
Tuesday, March 24, 2015
How To Succeed In Business - Five Steps To Successful Business
Success can look very different to one person compared to another. To some, success is owning a company worth billions and to others success can running a non-profit organization that helps with adult literacy. No matter what the dollar or intrinsic value of someone's success, they achieved the based on the simple principles. Almost every person who has accomplished any sort of greatness in their lives say the same things. There are no secrets, just simple concepts that can help you get where you want to be.
1. Find your passion.
When you're passionate about something, you will do it for free and it does not feel like work when you're doing it. A business minded person will find a way to monetize that. You will stay up all night working on a project because the result will magnify something that you love to do. Imagine that feeling attached to a paycheck.
2. Establish a relationship with a mentor that is an expert in your field.
College degrees and certifications are great foundations but nothing is more valuable than relationships and experience. Relationships can take you places that having knowledge cannot. A mentor has experience and wisdom. Heeding the advice from someone who has been in your shoes can save you from making costly mistakes and possibly cut time off of your journey to reaching your goals.
3. Maintain consistency.
Consistency is the key to success in anything in life. Be it a fitness routine or growing a business. Successful people are reliable and consistent, even when it's not convenient. Set daily goals and execute them everyday. Continue to execute your goals, even when you feel like giving up.
4. Delegate.
As a business owner, it's likely that you started you're in business because you are passionate about the products or services that you have to offer. That does not make you an expert at running a business. Hire someone you trust to handle the mundane tasks of marketing, branding, bookkeeping, payroll, taxes, employee relations and things of that nature. Doing this will take a lot of stress off of your shoulders and allow you to focus on making the product or service great.
5. Have a winning mindset.
Visualize what success looks like to you and believe that you will make that vision become a reality. When you feel that your efforts are not getting the results you anticipated, remember that building the Roman empire took thousands of years, not one day. It will take time to build your empire. Do not give up. Think of the difficult times as training camp for Olympic athletes, you are training for your victory. See it through. If you can dream it, you can make it a reality.
Find a way to monetize your passion. Listen to a mentors advice. Delegate tasks that need expertise in areas other than your own. Your mindset can make or break you. Persevere and see your dreams become a reality.
Fancy Free, LLC. is a lifestyle company. We specialize in finding vehicles for people to pursue their passion. These vehicles help with personal development while earning residual income. Contact us at (410)929-0302 for your complimentary consultation.
1. Find your passion.
When you're passionate about something, you will do it for free and it does not feel like work when you're doing it. A business minded person will find a way to monetize that. You will stay up all night working on a project because the result will magnify something that you love to do. Imagine that feeling attached to a paycheck.
2. Establish a relationship with a mentor that is an expert in your field.
College degrees and certifications are great foundations but nothing is more valuable than relationships and experience. Relationships can take you places that having knowledge cannot. A mentor has experience and wisdom. Heeding the advice from someone who has been in your shoes can save you from making costly mistakes and possibly cut time off of your journey to reaching your goals.
3. Maintain consistency.
Consistency is the key to success in anything in life. Be it a fitness routine or growing a business. Successful people are reliable and consistent, even when it's not convenient. Set daily goals and execute them everyday. Continue to execute your goals, even when you feel like giving up.
4. Delegate.
As a business owner, it's likely that you started you're in business because you are passionate about the products or services that you have to offer. That does not make you an expert at running a business. Hire someone you trust to handle the mundane tasks of marketing, branding, bookkeeping, payroll, taxes, employee relations and things of that nature. Doing this will take a lot of stress off of your shoulders and allow you to focus on making the product or service great.
5. Have a winning mindset.
Visualize what success looks like to you and believe that you will make that vision become a reality. When you feel that your efforts are not getting the results you anticipated, remember that building the Roman empire took thousands of years, not one day. It will take time to build your empire. Do not give up. Think of the difficult times as training camp for Olympic athletes, you are training for your victory. See it through. If you can dream it, you can make it a reality.
Find a way to monetize your passion. Listen to a mentors advice. Delegate tasks that need expertise in areas other than your own. Your mindset can make or break you. Persevere and see your dreams become a reality.
Fancy Free, LLC. is a lifestyle company. We specialize in finding vehicles for people to pursue their passion. These vehicles help with personal development while earning residual income. Contact us at (410)929-0302 for your complimentary consultation.
Friday, March 20, 2015
Transitioning To Natural Hair - Three Tips To Help You Through The Transition
In a society obsessed with image, a lot of people want to look like something other than how they were born. Plastic surgery, body shaping under garments, over done make up, etc. However, the most manipulated part of our body is our hair. If it's short, we want it long. If it's curly, we want it straight. People with straight hair want curly hair. People with thin hair long for thick tresses. And those tackling thick locks of hair have a stylist thin it with thinning shears.
This is especially true in the African-American community, where an entire industry emerged from women straightening their hair and products to treat and style it after it's been straightened. So much so that up until about 5 years ago, finding products that catered to kinky hair was almost impossible. What does a relaxer do to the hair? It chemically breaks the bonds in the hair follicle, eliminating the natural curl pattern. This not only damages the hair itself but the chemicals used can damaged scalp and skin. For years, African-American women have endured all kinds of medical issues associated with the chemicals in relaxer in efforts to straighten their hair, chemical induce alopecia, tension alopecia, chemical burns, just to name a few.
There has been a shift in the beauty industry. More and more products are available for women who do not chemically straighten their hair. Why is that? Because the number of women deciding to transition from relaxing their hair to wearing it in its natural state has grown exponentially.
Transitioning to natural does not mean that you have you wear an afro. Hair care and styling products have come so far that a relaxer is not required to straighten hair. The advantages to not having a relaxer allows for healthy hair that is very versatile range of styling.
Here are a few tips to help you along your journey to transitioning from natural hair.
1. Embrace your hair at each phase of the transition.
If you decide to cut all the relaxed hair off and start from a short cut, embrace your hair at each length as it grows out. This is a good way to experiment with products to see what works best with your hair texture. If you decide to let the relaxer grow out and cut the relaxed ends off gradually, this is challenging. You will need a professional stylist. You will have two different hair textures to care for and style. Protective styles that do not requiring combing or manipulating will cut hair breakage while you let your relaxed hair grow out.
2. Moisture is key.
When people think their hair is too kinky and unmanageable without a relaxer, it's usually because their hair is dry. Dry hair leads to breakage. Experiment with products that allow you to have the style you like while maintaining plenty of moisture. Stay away from products with drying agents in it, like alcohol and sulfates.
3. It's all in your mind.
It will be challenging to think differently about how you style your hair. Transitioning as an adult is difficult when you've had relaxed hair for as long as you can remember. It is just a matter of thinking differently. You will be happy with your decision once you make it through the process.
Kudos to those embracing their natural hair texture. Embrace your hair at phases of the transition and seek assistance from a professional stylist. Make sure your hair has enough moisture. Be open-minded about the process of styling your hair without a relaxer.
Fancy Free, LLC. is a lifestyle company that can help you with your transition to a life without a relaxed hair. Call (410) 929-0302 for your complimentary consultation.
This is especially true in the African-American community, where an entire industry emerged from women straightening their hair and products to treat and style it after it's been straightened. So much so that up until about 5 years ago, finding products that catered to kinky hair was almost impossible. What does a relaxer do to the hair? It chemically breaks the bonds in the hair follicle, eliminating the natural curl pattern. This not only damages the hair itself but the chemicals used can damaged scalp and skin. For years, African-American women have endured all kinds of medical issues associated with the chemicals in relaxer in efforts to straighten their hair, chemical induce alopecia, tension alopecia, chemical burns, just to name a few.
There has been a shift in the beauty industry. More and more products are available for women who do not chemically straighten their hair. Why is that? Because the number of women deciding to transition from relaxing their hair to wearing it in its natural state has grown exponentially.
Transitioning to natural does not mean that you have you wear an afro. Hair care and styling products have come so far that a relaxer is not required to straighten hair. The advantages to not having a relaxer allows for healthy hair that is very versatile range of styling.
Here are a few tips to help you along your journey to transitioning from natural hair.
1. Embrace your hair at each phase of the transition.
If you decide to cut all the relaxed hair off and start from a short cut, embrace your hair at each length as it grows out. This is a good way to experiment with products to see what works best with your hair texture. If you decide to let the relaxer grow out and cut the relaxed ends off gradually, this is challenging. You will need a professional stylist. You will have two different hair textures to care for and style. Protective styles that do not requiring combing or manipulating will cut hair breakage while you let your relaxed hair grow out.
2. Moisture is key.
When people think their hair is too kinky and unmanageable without a relaxer, it's usually because their hair is dry. Dry hair leads to breakage. Experiment with products that allow you to have the style you like while maintaining plenty of moisture. Stay away from products with drying agents in it, like alcohol and sulfates.
3. It's all in your mind.
It will be challenging to think differently about how you style your hair. Transitioning as an adult is difficult when you've had relaxed hair for as long as you can remember. It is just a matter of thinking differently. You will be happy with your decision once you make it through the process.
Kudos to those embracing their natural hair texture. Embrace your hair at phases of the transition and seek assistance from a professional stylist. Make sure your hair has enough moisture. Be open-minded about the process of styling your hair without a relaxer.
Fancy Free, LLC. is a lifestyle company that can help you with your transition to a life without a relaxed hair. Call (410) 929-0302 for your complimentary consultation.
Thursday, March 19, 2015
Time Management - Five Ways To Make A Better Use Of Your Time
Do you feel like there is never enough time in the day to finish everything you need to do? Do you wonder how the moguls do it? Juggling family, work, business, recreation, and love life is a challenge but it is not impossible. There are some tricks to the trade that can help you get it all done.
1. Plan your work and work your plan.
Write your goals down for all areas of your life. Big or small, write them all down. Set a date for when you want to have each goal accomplished. Break your long-term goals down into small steps. Then, list the small steps in your daily to-do list. Small accomplishments will eventually lead to large victories.
2. Tackle the tough things first.
Once you have your to-do list, prioritize your tasks based on urgency and difficulty. It's human nature to want to avoid difficult tasks. Make it a habit to tackle the most urgent and difficult tasks first. You will feel accomplished early in the day and more motivated to knock the rest of it out.
3. Assign a set amount of time to work on large, long-term projects.
Most people have multiple projects at once. Work on them daily in small chunks of time, instead of emerging yourself in one thing too long. e.g. You have more than 3000 contacts that you need to manually enter. Enter 50 per day or work on data entry for one hour per day. This will make that project feel less overwhelming. It also helps you focus on getting it done because you know you are only working on it for a short time. When you come back to it, your brain will be fresh. Plus, you will not neglect the other projects you are working on.
5. Technology is your friend.
Having a smart phone can really keep you on top of everything. Syncing your calendars with your phone is almost as good as hiring a real assistant. Make a habit of putting any non-routine items on your calendar, so you won't forget what you have to do and you'll be reminded BEFORE the event. Put as much information about the event or task in your calendar as possible. That way, everything you need will be in one place. e.g. You schedule a call with Mary at 6 pm on Tuesday. Put Mary's phone number right there in the calendar. When you get a reminder or notification, her number is right there, minimizing the steps you need to take to call her.
4. Delegate!
The housekeeping service is probably not going to clean your house as good as you do. Your husband is not going to fold the laundry as perfect as you'd like. Pay your kid, niece or nephew to put those 3000 contacts into your database. By delegating tasks, you free up time to focus on what is important.
Life comes at you fast. Don't panic. Make a plan. If you are having small victories daily, it will be easier to see your long-term goals through to completion. Let your calendar in your smart phone remind you, so you don't have to think about what's next. Don't sweat the small stuff, let someone else handle it.
Fancy Free, LLC. is a lifestyle company. We offer plans that help with personal development while earning residual income. Contact us at (410)929-0302 for your free consultation.
1. Plan your work and work your plan.
Write your goals down for all areas of your life. Big or small, write them all down. Set a date for when you want to have each goal accomplished. Break your long-term goals down into small steps. Then, list the small steps in your daily to-do list. Small accomplishments will eventually lead to large victories.
2. Tackle the tough things first.
Once you have your to-do list, prioritize your tasks based on urgency and difficulty. It's human nature to want to avoid difficult tasks. Make it a habit to tackle the most urgent and difficult tasks first. You will feel accomplished early in the day and more motivated to knock the rest of it out.
3. Assign a set amount of time to work on large, long-term projects.
Most people have multiple projects at once. Work on them daily in small chunks of time, instead of emerging yourself in one thing too long. e.g. You have more than 3000 contacts that you need to manually enter. Enter 50 per day or work on data entry for one hour per day. This will make that project feel less overwhelming. It also helps you focus on getting it done because you know you are only working on it for a short time. When you come back to it, your brain will be fresh. Plus, you will not neglect the other projects you are working on.
5. Technology is your friend.
Having a smart phone can really keep you on top of everything. Syncing your calendars with your phone is almost as good as hiring a real assistant. Make a habit of putting any non-routine items on your calendar, so you won't forget what you have to do and you'll be reminded BEFORE the event. Put as much information about the event or task in your calendar as possible. That way, everything you need will be in one place. e.g. You schedule a call with Mary at 6 pm on Tuesday. Put Mary's phone number right there in the calendar. When you get a reminder or notification, her number is right there, minimizing the steps you need to take to call her.
4. Delegate!
The housekeeping service is probably not going to clean your house as good as you do. Your husband is not going to fold the laundry as perfect as you'd like. Pay your kid, niece or nephew to put those 3000 contacts into your database. By delegating tasks, you free up time to focus on what is important.
Life comes at you fast. Don't panic. Make a plan. If you are having small victories daily, it will be easier to see your long-term goals through to completion. Let your calendar in your smart phone remind you, so you don't have to think about what's next. Don't sweat the small stuff, let someone else handle it.
Fancy Free, LLC. is a lifestyle company. We offer plans that help with personal development while earning residual income. Contact us at (410)929-0302 for your free consultation.
Tuesday, March 10, 2015
Affordable Health Care Act - Ways To make ACA Approved Insurance Affordable
The Affordable Health Care Act is in place to make health care more affordable but is it really affordable? With medical bills being one of the main causes for bankruptcy and financial ruin in the United States, the Obama administration had intentions on making sure every American would have coverage. As a matter of fact, citizens of the United States will now receive a tax penalty if they do not having coverage. While the intentions behind the policy are from a good place, the fail safe to insure that health insurance remains affordable are not in place because there aren't any laws that keep insurance providers from increasing rates.
With an increased number of people purchasing policies, the health care carriers assume more risk. Although health care providers are usually non-profit, insurance is big business. In business, changes in the market place trigger adjustments in customer rates to support budgeted profit margins or increase them. Inevitably, health insurance rates will increase for the consumer which makes health care under the Affordable Health care Act not so affordable.
Is there anything you can do to offset some of the costs? Yes. There is.
Get a supplemental health care plan that will offset insurance claims and decrease the chances of making a claim.
Just like with any insurance, increased risk of incidents will increase the cost of insurance. Owning a car that is a known target for car thieves will increase your car insurance premiums. You are more likely to place a claim for a stolen car than someone who does not own that type of car. Home owners that live in an inner city may pay higher premiums for home owner insurance because they are more likely to file a claim for burglary than someone who lives on a farm. However, those same companies offer discounts for every preventive measure you take to avoid making claims. Discounts for car alarms and anti-lock brakes. Discounts for home security systems and sprinkler systems. It's the same for health care insurance. There are supplemental care programs that decrease the odds of the customer filing a claim that the insurance company will have to pay thus decreasing the premium paid for health care insurance.
Avoid the tax penalty by making sure you have coverage by the deadline.
Households who are not covered by the deadline will have to pay a tax penalty. That penalty will be as much as $1000 per household. No one wants to miss out on tax refund money.
Apply for the subsidy.
The government understands that these policies can get expensive based on pre-existing conditions and family size. They are offering subsidies based on income and family size to help cover the cost of coverage.
All Americans must have health care insurance with the Affordable Health Care Act. While it may seem unaffordable, it is more costly to not have it. Having an ACA approved health care plan for your family helps avoid hefty tax penalties and government subsidies are available for certain household income levels. Supplement health care programs lower your risk of filing a claim, putting you in a place to receive discounts on your coverage.
Fancy Free, LLC. affordable Care Act compliant health care as well as supplemental care that save our customers money on their insurance. Call us at (410) 929-0302 for your free consultation and quote.
With an increased number of people purchasing policies, the health care carriers assume more risk. Although health care providers are usually non-profit, insurance is big business. In business, changes in the market place trigger adjustments in customer rates to support budgeted profit margins or increase them. Inevitably, health insurance rates will increase for the consumer which makes health care under the Affordable Health care Act not so affordable.
Is there anything you can do to offset some of the costs? Yes. There is.
Get a supplemental health care plan that will offset insurance claims and decrease the chances of making a claim.
Just like with any insurance, increased risk of incidents will increase the cost of insurance. Owning a car that is a known target for car thieves will increase your car insurance premiums. You are more likely to place a claim for a stolen car than someone who does not own that type of car. Home owners that live in an inner city may pay higher premiums for home owner insurance because they are more likely to file a claim for burglary than someone who lives on a farm. However, those same companies offer discounts for every preventive measure you take to avoid making claims. Discounts for car alarms and anti-lock brakes. Discounts for home security systems and sprinkler systems. It's the same for health care insurance. There are supplemental care programs that decrease the odds of the customer filing a claim that the insurance company will have to pay thus decreasing the premium paid for health care insurance.
Avoid the tax penalty by making sure you have coverage by the deadline.
Households who are not covered by the deadline will have to pay a tax penalty. That penalty will be as much as $1000 per household. No one wants to miss out on tax refund money.
Apply for the subsidy.
The government understands that these policies can get expensive based on pre-existing conditions and family size. They are offering subsidies based on income and family size to help cover the cost of coverage.
All Americans must have health care insurance with the Affordable Health Care Act. While it may seem unaffordable, it is more costly to not have it. Having an ACA approved health care plan for your family helps avoid hefty tax penalties and government subsidies are available for certain household income levels. Supplement health care programs lower your risk of filing a claim, putting you in a place to receive discounts on your coverage.
Fancy Free, LLC. affordable Care Act compliant health care as well as supplemental care that save our customers money on their insurance. Call us at (410) 929-0302 for your free consultation and quote.
Friday, March 6, 2015
Healthy Eating Tips - Five Steps to Eliminate Junk Food From Your Diet
The wellness industry is big business in the United States. Every year, weight loss products and programs
generate over $500 billion in profits. Fitness centers are popping up on every corner. We see more people making an effort to get fit and live healthy than ever before. Eating healthy is all the rage now. People are becoming aware of what they are eating. There is a huge demand for organic food. Clean eating is the goal.
What is clean eating? Clean eating is only eating foods that come directly from an animal or the farm. No lunch meat. No candy. No cheese puffs. Clean eating allows us to consume foods that our bodies can digest easily. We cannot process most of the ingredients that are in processed foods, leading to excess fat storage, malnutrition, and associated illnesses.
Processed foods are convenient, inexpensive, taste good and have a long storage life. Grocers stock their shelves with them. We learn at an early age that cookies, candy, and chicken nuggets are treats, so eating them gives us a sense of satisfaction. Here are five tips to help break the habit of desiring junk food.
Five Tips To Help You Give Up Junk Food
1. Avoid the aisles in the grocery store.
All of the food that is good for you is found on the walls of the grocery store. Produce, meat, seafood, and dairy are mostly stored in the refrigerator or freezer. The aisles of the grocery store are where everything else is kept. If you buy junk food, it is in your house, you will eat it. Just avoid buying it.
2. Find healthy options for junk food.
Enjoy a ripe mango instead of gummy bears. Eat dried bananas or plantain instead of potato chips. Buy fresh meat, cook it and slice it yourself instead of lunch meat. Try something new. There are plenty of healthy, tasty options.
3. Prepare for emergencies.
Prepare your meals in advance and pack healthy snacking options. Keep an apple, mixed nuts or granola handy for times when you need a snack. Preparing meals in advanced cuts down on the odds that you will stop at a fast food restaurant for a mystery meat sandwich.
4. Stay hydrated.
Sometimes dehydration is mistaken for hunger and if in the wrong place, you may grab a bag of chips. Try drinking water when you feel hungry and want to head to the vending machine for a Little Debbie snack cake.
5. Make up your mind and stick to it.
Everything we decide to do in life starts as a thought. Once you decide that you don't want to eat junk food anymore, stand by that decision. It's a simple concept that is sometimes difficult to put into action.
Lifestyle adjustments are a personal choice. Healthy eating is a very beneficial decision for yourself and your family. Breaking old habits are difficult but all difficult journeys begin with one step at a time.
Fancy Free, LLC. believes in health as well as wealth. We offer products that can help you on your weight loss journey that cut calories while filling in those nutrition gaps. Contact us at (410) 929-0302 to learn more about these products.
generate over $500 billion in profits. Fitness centers are popping up on every corner. We see more people making an effort to get fit and live healthy than ever before. Eating healthy is all the rage now. People are becoming aware of what they are eating. There is a huge demand for organic food. Clean eating is the goal.
What is clean eating? Clean eating is only eating foods that come directly from an animal or the farm. No lunch meat. No candy. No cheese puffs. Clean eating allows us to consume foods that our bodies can digest easily. We cannot process most of the ingredients that are in processed foods, leading to excess fat storage, malnutrition, and associated illnesses.
Processed foods are convenient, inexpensive, taste good and have a long storage life. Grocers stock their shelves with them. We learn at an early age that cookies, candy, and chicken nuggets are treats, so eating them gives us a sense of satisfaction. Here are five tips to help break the habit of desiring junk food.
Five Tips To Help You Give Up Junk Food
1. Avoid the aisles in the grocery store.
All of the food that is good for you is found on the walls of the grocery store. Produce, meat, seafood, and dairy are mostly stored in the refrigerator or freezer. The aisles of the grocery store are where everything else is kept. If you buy junk food, it is in your house, you will eat it. Just avoid buying it.
2. Find healthy options for junk food.
Enjoy a ripe mango instead of gummy bears. Eat dried bananas or plantain instead of potato chips. Buy fresh meat, cook it and slice it yourself instead of lunch meat. Try something new. There are plenty of healthy, tasty options.
3. Prepare for emergencies.
Prepare your meals in advance and pack healthy snacking options. Keep an apple, mixed nuts or granola handy for times when you need a snack. Preparing meals in advanced cuts down on the odds that you will stop at a fast food restaurant for a mystery meat sandwich.
4. Stay hydrated.
Sometimes dehydration is mistaken for hunger and if in the wrong place, you may grab a bag of chips. Try drinking water when you feel hungry and want to head to the vending machine for a Little Debbie snack cake.
5. Make up your mind and stick to it.
Everything we decide to do in life starts as a thought. Once you decide that you don't want to eat junk food anymore, stand by that decision. It's a simple concept that is sometimes difficult to put into action.
Lifestyle adjustments are a personal choice. Healthy eating is a very beneficial decision for yourself and your family. Breaking old habits are difficult but all difficult journeys begin with one step at a time.
Fancy Free, LLC. believes in health as well as wealth. We offer products that can help you on your weight loss journey that cut calories while filling in those nutrition gaps. Contact us at (410) 929-0302 to learn more about these products.
Thursday, March 5, 2015
Cardio - The Best Cardio Workouts For Weightloss
The wellness industry has become big business. There are all kinds of supplements and remedies being
advertised as miracle weight-loss drugs. The truth is none of the weight lost this way is sustainable. Gaining weight is based on a few factors. Lifestyle, diet, and genetics. Perform an honest assessment in these three areas to determine where adjustments need to be made in order to lose weight. Increased metabolism is something you are born with, but if you live a sedentary lifestyle and have a poor diet, you will eventually gain weight. Living an active lifestyle can sometimes lead to a poor diet which can affect the rate of weight gain or loss. Dieting alone may allow you to shed a few pounds but if their isn't a lifestyle change, those pounds may come creeping back.
Being careful about the fuel we feed our body makes a huge difference in how quickly we reach our weight-loss goals. In addition to changing what we eat, a disciplined work out routine is necessary. The three C's of losing weight are cardio, calories and consistency. Doing cardio will help burn fat while counting calories makes sure we do not consume more than we burn off. With anything in life, consistency is the key to success. Burn the fat before starting weight training program, you will build muscle under the fat. Being consistent in your work out and dietary adjustment will guarantee the results your want to see.
The human body is an amazing machine. It picks up on routines and adjusts accordingly. This process is called muscle memory. Being consistent in doing cardio is necessary but we have to remember not to get caught up in exercise routines. For example: running on the treadmill for 30 minutes everyday at 5 mile per hour may only work for one month or so. After a month, your body will adjust to this routine and you will burn fewer calories. Try increasing the time you are running or increasing the speed.
Five Things to Speed Up Your Fat Loss
1. Running is good for you, but not every day.
Running every day is hard on your joints whether it is outside, on pavement, or on a treadmill. Mix up your cardio routine with other cardio exercises.
2. Interval training is good for you.
On the treadmill, elliptical or bicycle, alternate high intensity with low intensity in one minute intervals. As your endurance improves, increase the intensity.
3. Shake things up with incorporating Cardio Blasts into your routine.
Running in place, jumping jacks, jump rope, burpees are all good cardio blast exercises. Blasting for 15 minutes is just as effective as 30 minutes on the treadmill.
4. Add one aerobics class per week
One hour of Zumba can burn 500-1000 calories and Zumba is fun. It gives you a change of scenery as well. We don't want to get bored with our work out routine.
5. Don't forget to stretch.
Stretching is just as important as the workout itself. It prevents injury and increase your athletic abilities. Sports injuries can really stifle your routine because you will have to slow down to recover. An ounce of prevention is worth a ton of cure.
When trying to shed pounds, start with the three C's: cardio, calories, and consistency. Shed the fat with cardio before diving into weight training. Mix up your cardio routine and remember to stretch.
Fancy Free, LLC. believes in health as well as wealth. We offer products that can help you on your weight loss journey that cut calories while filling in those nutrition gaps. Contact us at (410) 929-0302 to learn more about these products.
advertised as miracle weight-loss drugs. The truth is none of the weight lost this way is sustainable. Gaining weight is based on a few factors. Lifestyle, diet, and genetics. Perform an honest assessment in these three areas to determine where adjustments need to be made in order to lose weight. Increased metabolism is something you are born with, but if you live a sedentary lifestyle and have a poor diet, you will eventually gain weight. Living an active lifestyle can sometimes lead to a poor diet which can affect the rate of weight gain or loss. Dieting alone may allow you to shed a few pounds but if their isn't a lifestyle change, those pounds may come creeping back.
Being careful about the fuel we feed our body makes a huge difference in how quickly we reach our weight-loss goals. In addition to changing what we eat, a disciplined work out routine is necessary. The three C's of losing weight are cardio, calories and consistency. Doing cardio will help burn fat while counting calories makes sure we do not consume more than we burn off. With anything in life, consistency is the key to success. Burn the fat before starting weight training program, you will build muscle under the fat. Being consistent in your work out and dietary adjustment will guarantee the results your want to see.
The human body is an amazing machine. It picks up on routines and adjusts accordingly. This process is called muscle memory. Being consistent in doing cardio is necessary but we have to remember not to get caught up in exercise routines. For example: running on the treadmill for 30 minutes everyday at 5 mile per hour may only work for one month or so. After a month, your body will adjust to this routine and you will burn fewer calories. Try increasing the time you are running or increasing the speed.
Five Things to Speed Up Your Fat Loss
1. Running is good for you, but not every day.
Running every day is hard on your joints whether it is outside, on pavement, or on a treadmill. Mix up your cardio routine with other cardio exercises.
2. Interval training is good for you.
On the treadmill, elliptical or bicycle, alternate high intensity with low intensity in one minute intervals. As your endurance improves, increase the intensity.
3. Shake things up with incorporating Cardio Blasts into your routine.
Running in place, jumping jacks, jump rope, burpees are all good cardio blast exercises. Blasting for 15 minutes is just as effective as 30 minutes on the treadmill.
4. Add one aerobics class per week
One hour of Zumba can burn 500-1000 calories and Zumba is fun. It gives you a change of scenery as well. We don't want to get bored with our work out routine.
5. Don't forget to stretch.
Stretching is just as important as the workout itself. It prevents injury and increase your athletic abilities. Sports injuries can really stifle your routine because you will have to slow down to recover. An ounce of prevention is worth a ton of cure.
When trying to shed pounds, start with the three C's: cardio, calories, and consistency. Shed the fat with cardio before diving into weight training. Mix up your cardio routine and remember to stretch.
Fancy Free, LLC. believes in health as well as wealth. We offer products that can help you on your weight loss journey that cut calories while filling in those nutrition gaps. Contact us at (410) 929-0302 to learn more about these products.
Tuesday, March 3, 2015
Dating - Five Things You're Doing Wrong
Most women dream of meeting their soul mate, dating, getting married, and living happily ever after. These dreams come crashing down for a multitude of reasons. Are you having trouble in the relationship department? What is it that you could be doing wrong? A book called The Rules outlines the do's and dont's of dating for women. Here is a summary.
1. You attract who you are.
Work on yourself before you worry about getting a boyfriend. If you don't like who you are attracting, try making some improvements in your own life. A mate does not complete you, he compliments you. Make sure you are happy with yourself and you will attract an AWESOME man who is perfect for you. Keyword is "ATTRACT", not find. The bible says it best, The one who finds a good wife has found something good, And he receives Jehovah's favor. Proverbs 18:22 God did not instruct women to search for a husband. Make yourself accessible but let him find you.
2. Do NOT call first.
A man who insists on giving you his number and is not begging for yours is not that interested in you. Men are competitive. When a man wants a woman, he will go after her. Do not call a man who offers you his business card unless it's for business purposes. If you exchange numbers, wait for him to call you. Don't worry. He will call when he is ready.
3. He must make plans for you.
Do not accept last-minute date invitations. He must schedule his time with you at LEAST 3 days in advance. Remember, you are busy being great and your calendar fills quickly. If he doesn't adjust after 3 failed attempts, he is not that interested. When he finally gets on your calendar, let him plan the date. Your job is to show up, look pretty and enjoy his company. You should not worry about where you all are going and what you will be doing.
4. Do not accept mediocre treatment.
The treatment we accept dictates how people treat us. Make your standards clear. Men do not read between the lines. His efforts must match his promises. Trust your instincts. If something does not seem right, it probably isn't. Do not have sex until you are in a committed relationship. Having sex too soon can cloud your judgement and possibly make you irrational.On the other end of the spectrum, if you see that a man has gone through great lengths to do something for you, do not knock his efforts. Acknowledge them and nicely offer suggestions.
5. Practice dating.
You don't get good at anything until you practice. Go out with any guy who asks properly, even if you are not attracted to him. You never know if he is a great catch until you get to know him. You should keep your options open. And practice makes perfect. Practice dating so that when you meet "The One", you will not make rookie mistakes.
If you are single and dating. Have fun! Still go out with your girlfriends and family, travel, and become even greater than you already are. Enjoy life as a single woman. Marriage is a beautiful thing but it comes with other troubles. Every guy you go out with is not your future husband. Don't get attached too quickly.Watch what he does and not what he says.
Fancy Free, LLC. is a lifestyle company. We offer plans that help with personal development while earning residual income. Contact us at (410)929-0302 for your free consultation.
1. You attract who you are.
Work on yourself before you worry about getting a boyfriend. If you don't like who you are attracting, try making some improvements in your own life. A mate does not complete you, he compliments you. Make sure you are happy with yourself and you will attract an AWESOME man who is perfect for you. Keyword is "ATTRACT", not find. The bible says it best, The one who finds a good wife has found something good, And he receives Jehovah's favor. Proverbs 18:22 God did not instruct women to search for a husband. Make yourself accessible but let him find you.
2. Do NOT call first.
A man who insists on giving you his number and is not begging for yours is not that interested in you. Men are competitive. When a man wants a woman, he will go after her. Do not call a man who offers you his business card unless it's for business purposes. If you exchange numbers, wait for him to call you. Don't worry. He will call when he is ready.
3. He must make plans for you.
Do not accept last-minute date invitations. He must schedule his time with you at LEAST 3 days in advance. Remember, you are busy being great and your calendar fills quickly. If he doesn't adjust after 3 failed attempts, he is not that interested. When he finally gets on your calendar, let him plan the date. Your job is to show up, look pretty and enjoy his company. You should not worry about where you all are going and what you will be doing.
4. Do not accept mediocre treatment.
The treatment we accept dictates how people treat us. Make your standards clear. Men do not read between the lines. His efforts must match his promises. Trust your instincts. If something does not seem right, it probably isn't. Do not have sex until you are in a committed relationship. Having sex too soon can cloud your judgement and possibly make you irrational.On the other end of the spectrum, if you see that a man has gone through great lengths to do something for you, do not knock his efforts. Acknowledge them and nicely offer suggestions.
5. Practice dating.
You don't get good at anything until you practice. Go out with any guy who asks properly, even if you are not attracted to him. You never know if he is a great catch until you get to know him. You should keep your options open. And practice makes perfect. Practice dating so that when you meet "The One", you will not make rookie mistakes.
If you are single and dating. Have fun! Still go out with your girlfriends and family, travel, and become even greater than you already are. Enjoy life as a single woman. Marriage is a beautiful thing but it comes with other troubles. Every guy you go out with is not your future husband. Don't get attached too quickly.Watch what he does and not what he says.
Fancy Free, LLC. is a lifestyle company. We offer plans that help with personal development while earning residual income. Contact us at (410)929-0302 for your free consultation.
Monday, March 2, 2015
Satellite TV - What You Should Consider Before Selecting Dish TV Packages
Since television was invented, the choices we have in modern-day programming seem endless when we
compare them to the options we had just a short 30 years ago. The options are only endless if you are willing to pay for them. There are less than ten free television network channels in most areas. If you are willing to pay, you can have hundreds of channels to choose from. There are many ways people choose to pay for television entertainment: cable, satellite dish, fiber video, and subscriptions to streaming internet media. In some areas, cable is not available which limits television choices and sometimes internet being available. Streaming internet media requires the internet, so making good use of subscriptions to those kinds of services may be difficult. Fiber video is a newer technology that is not available in certain areas. The benefit of satellite television is that it is available almost anywhere a satellite dish can be installed.
In the United States, there are only two major suppliers for satellite television, Dish Network and DirecTV. Both are great providers. There are pros and cons to having service with either one of them.
Pros of Dish Network are that it offers more channels with lower pricing on extra services like DVR, multiple receivers, access to your DVR from mobile devices, etc. Dish Network has the Hopper which allows the viewer to skip commercials of recorded programs. Cons of Dish Network is that it does not offer the Sunday NFL ticket and a few popular television channels.
Pros of DirecTV are that the Sunday NFL ticket is available and they offer all channels that are available. DirecTV also offers free installation on any number of televisions. The cons of DirecTV are that the plans are a little expensive, they do not offer an option like the Hopper, and there is a monthly charge for monthly maintenance.
When looking at options for television subscriptions, it is important to weigh your options. Consider your budget and what is available in your area. If you have a small budget and reliable access to the internet, consider a subscription to a streaming media provider. If you have a small budget but minimal access to the internet, satellite television can probably fit your needs better than any other service. Do a full comparison of the satellite television companies who offer service in your area. Weigh the pros and cons. Get your services set up and enjoy!
Fancy Free, LLC. offers programs to help save businesses and households on satellite television and other essential services. In addition to saving money, we also offer programs that allow you to earn commission from monthly bills associated with satellite television and other essential services. Contact us at (410) 929-0302 for a free consultation on how these programs can work for you.
compare them to the options we had just a short 30 years ago. The options are only endless if you are willing to pay for them. There are less than ten free television network channels in most areas. If you are willing to pay, you can have hundreds of channels to choose from. There are many ways people choose to pay for television entertainment: cable, satellite dish, fiber video, and subscriptions to streaming internet media. In some areas, cable is not available which limits television choices and sometimes internet being available. Streaming internet media requires the internet, so making good use of subscriptions to those kinds of services may be difficult. Fiber video is a newer technology that is not available in certain areas. The benefit of satellite television is that it is available almost anywhere a satellite dish can be installed.
In the United States, there are only two major suppliers for satellite television, Dish Network and DirecTV. Both are great providers. There are pros and cons to having service with either one of them.
Pros of Dish Network are that it offers more channels with lower pricing on extra services like DVR, multiple receivers, access to your DVR from mobile devices, etc. Dish Network has the Hopper which allows the viewer to skip commercials of recorded programs. Cons of Dish Network is that it does not offer the Sunday NFL ticket and a few popular television channels.
Pros of DirecTV are that the Sunday NFL ticket is available and they offer all channels that are available. DirecTV also offers free installation on any number of televisions. The cons of DirecTV are that the plans are a little expensive, they do not offer an option like the Hopper, and there is a monthly charge for monthly maintenance.
When looking at options for television subscriptions, it is important to weigh your options. Consider your budget and what is available in your area. If you have a small budget and reliable access to the internet, consider a subscription to a streaming media provider. If you have a small budget but minimal access to the internet, satellite television can probably fit your needs better than any other service. Do a full comparison of the satellite television companies who offer service in your area. Weigh the pros and cons. Get your services set up and enjoy!
Fancy Free, LLC. offers programs to help save businesses and households on satellite television and other essential services. In addition to saving money, we also offer programs that allow you to earn commission from monthly bills associated with satellite television and other essential services. Contact us at (410) 929-0302 for a free consultation on how these programs can work for you.
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